Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts
Financial conduct is understood as any action that involves the use of money. These behaviors may vary depending on the economic reality of the countries, being the territories with financial difficulties those that pose greatest challenges in their measurement. The objective was to develop a financ...
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| Format: | Online |
| Language: | spa |
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Instituto de Investigaciones Psicológicas (IIPSI, Conicet-UNC)
2021
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| Online Access: | https://revistas.unc.edu.ar/index.php/revaluar/article/view/32829 |
| _version_ | 1841853216705216512 |
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| author | Martins, Antonio Rodríguez, Luis |
| author_facet | Martins, Antonio Rodríguez, Luis |
| author_sort | Martins, Antonio |
| collection | Portal de Revistas |
| description | Financial conduct is understood as any action that involves the use of money. These behaviors may vary depending on the economic reality of the countries, being the territories with financial difficulties those that pose greatest challenges in their measurement. The objective was to develop a financial behavior scale and analyze its psychometric properties. The items were prepared with the collaboration of expert judges and the dimensions of financial behavior were: (a) savings behavior, (b) debt management and (c) money management. The sample consisted of 780 participants (59.74% female) from Caracas aged between 18 and 70 years, from different occupational sectors. An adequate internal consistency of the instrument was obtainedin most of the factors. In addition, evidence of external validity to the test was found. Differences in the three dimensions depending on sociodemographic variables are shown in the study. |
| format | Online |
| id | oai:ojs.revistas.unc.edu.ar:article-32829 |
| institution | Universidad Nacional de Cordoba |
| language | spa |
| publishDate | 2021 |
| publisher | Instituto de Investigaciones Psicológicas (IIPSI, Conicet-UNC) |
| record_format | ojs |
| spelling | oai:ojs.revistas.unc.edu.ar:article-328292021-08-01T16:55:32Z Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts Conducta financiera del venezolano: Una escala para contextos de adversidad económica Martins, Antonio Rodríguez, Luis financial behaviour classical test theory savings debt management economic psychology conducta financiera teoría clásica de los test ahorro manejo de la deuda psicología económica Financial conduct is understood as any action that involves the use of money. These behaviors may vary depending on the economic reality of the countries, being the territories with financial difficulties those that pose greatest challenges in their measurement. The objective was to develop a financial behavior scale and analyze its psychometric properties. The items were prepared with the collaboration of expert judges and the dimensions of financial behavior were: (a) savings behavior, (b) debt management and (c) money management. The sample consisted of 780 participants (59.74% female) from Caracas aged between 18 and 70 years, from different occupational sectors. An adequate internal consistency of the instrument was obtainedin most of the factors. In addition, evidence of external validity to the test was found. Differences in the three dimensions depending on sociodemographic variables are shown in the study. La conducta financiera es entendida como cualquier acción que implique el uso del dinero. Estos comportamientos pueden variar en función de la realidad económica de los países, siendo los territorios con dificultades financieras los que imponen mayores retos en su medición. Se planteó como objetivo desarrollar una escala de conducta financiera y analizar sus propiedades psicométricas. Los ítems fueron elaborados con la colaboración de jueces expertos, y las dimensiones de la conducta financiera fueron: (a) conducta de ahorro, (b) manejo de deuda y (c) manejo del dinero. La muestra estuvo conformada por 780 participantes (59.74% femeninos) caraqueños con edades comprendidas entre los 18 y 70 años, provenientes de distintos sectores ocupacionales. Se obtuvo una adecuada consistencia interna del instrumento en la mayoría de los factores. Además, se halló evidencia de validez externa al test. Se muestran en el estudio diferencias en las tres dimensiones en función de variables sociodemográficas. Instituto de Investigaciones Psicológicas (IIPSI, Conicet-UNC) 2021-04-27 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://revistas.unc.edu.ar/index.php/revaluar/article/view/32829 10.35670/1667-4545.v21.n1.32829 Revista Evaluar; Vol. 21 Núm. 1 (2021); 1-16 1667-4545 10.35670/1667-4545.v21.n1 spa https://revistas.unc.edu.ar/index.php/revaluar/article/view/32829/33514 Derechos de autor 2021 Antonio Martins, Luis Rodríguez http://creativecommons.org/licenses/by/4.0 |
| spellingShingle | financial behaviour classical test theory savings debt management economic psychology conducta financiera teoría clásica de los test ahorro manejo de la deuda psicología económica Martins, Antonio Rodríguez, Luis Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title | Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title_alt | Conducta financiera del venezolano: Una escala para contextos de adversidad económica |
| title_full | Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title_fullStr | Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title_full_unstemmed | Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title_short | Venezuelan Financial Behavior: A Scale for Economic Adversity Contexts |
| title_sort | venezuelan financial behavior a scale for economic adversity contexts |
| topic | financial behaviour classical test theory savings debt management economic psychology conducta financiera teoría clásica de los test ahorro manejo de la deuda psicología económica |
| topic_facet | financial behaviour classical test theory savings debt management economic psychology conducta financiera teoría clásica de los test ahorro manejo de la deuda psicología económica |
| url | https://revistas.unc.edu.ar/index.php/revaluar/article/view/32829 |
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