Financial Inclusion in Mexico´s rural populations through banking correspondents
Rural populations in Mexico face various challenges; one of them is related to financial inclusion, as it enhances various monetary transactions. This research aims to analyze the causality that banking correspondents have regarding the number of credit and debit card contracts and their impact on r...
| Main Authors: | , |
|---|---|
| Format: | Online |
| Language: | spa |
| Published: |
Facultad de Ciencias Económicas. Instituto de Economía y Finanzas
2023
|
| Subjects: | |
| Online Access: | https://revistas.unc.edu.ar/index.php/acteconomica/article/view/43354 |
| _version_ | 1811172342682877952 |
|---|---|
| author | García De León, Enrique Hernández Rivera, Ariadna |
| author_facet | García De León, Enrique Hernández Rivera, Ariadna |
| author_sort | García De León, Enrique |
| collection | Portal de Revistas |
| description | Rural populations in Mexico face various challenges; one of them is related to financial inclusion, as it enhances various monetary transactions. This research aims to analyze the causality that banking correspondents have regarding the number of credit and debit card contracts and their impact on rural populations, where banking instruments are scarce. Therefore, a reduced VAR model and a Granger causality test were applied. Within the conclusions, it is highlighted that very few rural populations have banking correspondents, although they generate a positive effect since they meet the demands of the population for financial products through the use of credit and debit cards. This research, along with similar ones, agrees that financial inclusion is favored by applying the model of banking correspondents. |
| format | Online |
| id | oai:ojs.revistas.unc.edu.ar:article-43354 |
| institution | Universidad Nacional de Cordoba |
| language | spa |
| publishDate | 2023 |
| publisher | Facultad de Ciencias Económicas. Instituto de Economía y Finanzas |
| record_format | ojs |
| spelling | oai:ojs.revistas.unc.edu.ar:article-433542024-01-16T00:28:28Z Financial Inclusion in Mexico´s rural populations through banking correspondents Inclusión financiera en las poblaciones rurales de México a través de corresponsales bancarios García De León, Enrique Hernández Rivera, Ariadna Financial Inclusion Rural Populations Banking correspondents Inclusión Financiera Poblaciones Rurales Corresponsales Bancarios Rural populations in Mexico face various challenges; one of them is related to financial inclusion, as it enhances various monetary transactions. This research aims to analyze the causality that banking correspondents have regarding the number of credit and debit card contracts and their impact on rural populations, where banking instruments are scarce. Therefore, a reduced VAR model and a Granger causality test were applied. Within the conclusions, it is highlighted that very few rural populations have banking correspondents, although they generate a positive effect since they meet the demands of the population for financial products through the use of credit and debit cards. This research, along with similar ones, agrees that financial inclusion is favored by applying the model of banking correspondents. Las poblaciones rurales en México enfrentan diversos desafíos; entre los que destaca la inclusión financiera, ya que, a través de ella, se pueden realizar diversas transacciones monetarias. La presente investigación tiene como objetivo analizar el efecto que tienen los corresponsales bancarios respecto al número de contratos de tarjetas de crédito y de débito, con la finalidad de observar su impacto en las poblaciones rurales donde los instrumentos bancarios son escasos. Por ello, se aplicó un modelo VAR reducido y una prueba de causalidad Granger. Entre las conclusiones se destaca, que muy pocas poblaciones rurales cuentan con corresponsales bancarios, pese a que generan un efecto positivo, ya que atienden a las demandas de productos financieros de la población, tales como las tarjetas de crédito y débito. Esta investigación, junto con otras similares, coinciden que se favorece la inclusión financiera, aplicando el modelo de corresponsales bancarios. Facultad de Ciencias Económicas. Instituto de Economía y Finanzas 2023-08-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Articles Artículos application/pdf https://revistas.unc.edu.ar/index.php/acteconomica/article/view/43354 Actualidad Económica; Vol. 33 No. 110 (2023): Mayo - Agosto; 23-39 Actualidad Económica; Vol. 33 Núm. 110 (2023): Mayo - Agosto; 23-39 2250-754X 0327-585X spa https://revistas.unc.edu.ar/index.php/acteconomica/article/view/43354/43294 https://creativecommons.org/licenses/by-nc-nd/4.0 |
| spellingShingle | Financial Inclusion Rural Populations Banking correspondents Inclusión Financiera Poblaciones Rurales Corresponsales Bancarios García De León, Enrique Hernández Rivera, Ariadna Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title | Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title_alt | Inclusión financiera en las poblaciones rurales de México a través de corresponsales bancarios |
| title_full | Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title_fullStr | Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title_full_unstemmed | Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title_short | Financial Inclusion in Mexico´s rural populations through banking correspondents |
| title_sort | financial inclusion in mexico´s rural populations through banking correspondents |
| topic | Financial Inclusion Rural Populations Banking correspondents Inclusión Financiera Poblaciones Rurales Corresponsales Bancarios |
| topic_facet | Financial Inclusion Rural Populations Banking correspondents Inclusión Financiera Poblaciones Rurales Corresponsales Bancarios |
| url | https://revistas.unc.edu.ar/index.php/acteconomica/article/view/43354 |
| work_keys_str_mv | AT garciadeleonenrique financialinclusioninmexicosruralpopulationsthroughbankingcorrespondents AT hernandezriveraariadna financialinclusioninmexicosruralpopulationsthroughbankingcorrespondents AT garciadeleonenrique inclusionfinancieraenlaspoblacionesruralesdemexicoatravesdecorresponsalesbancarios AT hernandezriveraariadna inclusionfinancieraenlaspoblacionesruralesdemexicoatravesdecorresponsalesbancarios |